How To Get A Lump Sum Of Money For Any Cashflow Your Receiving Monthly Payments On.

If you are receiving monthly payments for a property you sold through some type of owner financing where a Promissory Note was created to spell out the terms of payment, then you can sell that promissory note for a lump sum of cash. Instead of having to wait out the entire term of the note, which could be up to 180 months or 15 years or more to receive devalued dollars, you can elect to sell your note (at a slightly discounted rate) and get your money within a few days.

Many people who have sold property through some type of owner financed structured settlement would like to get their money up front if possible but are not aware that there are investors that are willing to buy mortgage notes sometimes called "Cashflow Notes". These investors are looking for notes to buy as a way of diversifying their investments. Notes are a good way of insuring long term income on a monthly basis where the original note holder has eleceted to sell his or remaining block of payments for a lump sum that has been discounted for the time devaluation of money (usually referred to as "inflation").

There is a discount applied to notes purchased because of the way money loses value over time. Remember when a movie ticket was 50 cents and a soft drink was a dime. In order for a note investor to pay a substantial sum of money for a group of monthly payments, it must be a "good" investment where the investor stands to make a profit. The trade off for the original note holder is he gets a large lump sum of cash, minus the discount, for 180 smaller monthly payments paid to the investor.